The EBS Education Fund is based on the Reverse Generation Contract (German: Umgekehrter Generationenvertrag, short UGV) model and is a solidarity-based financing concept. Here, tuition fees are financed downstream and depend on income. Everyone can study at EBS without the financial burden of tuition fees, regardless of their financial background.
The key feature is that students use their repayments to enable new students to study after graduation and once they have reached the minimum income level. This cycle ensures secure financing for new students at EBS.
Study first – pay later: This is how it works
- After signing a sponsorship agreement with Brain Capital, you can study without worrying about tuition fees. These are paid directly from the education fund to EBS.
- Only when you start your career, and only if you exceed a minimum income of 30,000 euros, do you pay back the percentage of income specified in the sponsorship contract as downstream tuition fees for a maximum of 10 payment years. The model offers every freedom in life planning. Payments adjust to personal career and ability to pay.
Requirements for your application:
- Admission to study at EBS (Bachelor’s, Law, Master’s and MBA).
- EU citizens
Brain Capital GmbH conducts the selection interview for financing.